Clients often ask, “Does insurance cover cosmetic dentistry?” The answer to that question depends on the type of cosmetic dentistry you are seeking, the purpose of the procedure, and what type of insurance policy you carry. Cosmetic dentistry services in Cinco Ranch, Texas accept insurance plans from a wide range of insurance carriers throughout the state.
The best way to find out if your procedure is covered by your plan is to contact both your dentist and your insurance company. When speaking with your insurance provider, be specific about the procedure and why you are wanting it. Also, look at all of your options, not just the procedure you want. Does insurance cover cosmetic dentistry? Let’s take a closer at what you can expect.
What is Cosmetic Dentistry?
The main objective of cosmetic dentistry is to improve the appearance of your teeth, thus, improving your overall personal image. Cosmetic dentistry can also improve the structure and stability of your teeth while preserving the overall condition. Some examples of cosmetic dentistry include:
Teeth whitening is a simple procedure that removes stains from the enamel surface. There are several different ways to whiten teeth. Whitening is not typically covered by your insurance. Thankfully, whitening is affordable and does not always require a dental procedure. Some whitening kits are available to use at home.
Dental veneers are a thin cover that a dentist places over your tooth. The dentist chooses the right color veneer to match the current shade of your other teeth. Some dental plans may carry coverage for dental veneers. Check with your insurance to see what is covered under your plan.
If you have a chipped, stained, or damaged tooth, then you may be a candidate for dental bonding. During the procedure, your dentist applies a sculptable composite material to the front of the tooth. Although bonding is traditionally for cosmetic purposes, it can also be used to protect your tooth. As such, it may be covered under dental insurance in Cinco Ranch, TX.
When Does Insurance Cover Cosmetic Dentistry?
The question, “Does insurance cover cosmetic dentistry?” can only be answered on a case by case basis. The main issue to consider is whether the procedure has a medical benefit and not just used to improve aesthetics. If so, your dentist may be able to code the procedure differently than cosmetic.
For instance, dental bonding is used to repair a chipped or damaged tooth. As such, it provides medical benefits, not just an improved look. Dental bonding can protect a tooth’s structural integrity while preventing the buildup of plaque or other substances.
However, If you have severe damage to your teeth or have issues with tooth decay, then you may want to look at restorative procedures such as:
- Dental braces
- Dental implants
- Dental crowns
- Dental fillings
These may be more appropriate depending on what you are wanting to achieve. Your dentist can conduct a thorough dental exam to determine what oral issues you are having and how best to treat them.
What Can You Expect from Your Dental Insurance?
As stated earlier, for your insurance plan to approve a cosmetic procedure, your dentist must demonstrate that it has a benefit beyond an aesthetic improvement. Therefore, your dentist will have to work with the insurance company to get their approval.
You may need to provide previous dental records or a dental exam to show how the procedure will benefit your teeth. Once your insurer approves the procedure, then you will follow the normal protocols with your insurance policy.
Cosmetic Dental Services in Cinco Ranch, TX
Does Insurance Cover Cosmetic Dentistry? Find out more by talking to your dentist. If you are looking for a cosmetic dentist in Cinco Ranch, TX, then contact a local clinic. Find out about cosmetic dental services available for your teeth.